Financial problems can happen to the best of us. Unless you grew up in a wealthy family with that elusive silver spoon, you’re bound to run into money issues at least once in your life.
I wish I could say that I’ve only been in dire straits due to money the once, but unfortunately, financial responsibility is a lesson that I continue to struggle with.
Times are tough and wages are low and I’m often left with too much month at the end of my money. Even working as hard as I do, it just doesn’t cut it. I’ve had to use the services of quite a few different loan companies near me. From big loans to small loans and even those evil, high interest payday loans you see advertised on television.
I’ve managed to drag myself out of this pit of debt many times but once again I’ve found myself without a choice. I need money and I need it fast. A big investment has come up and I need a lot of liquid cash if I’m going to be able to capitalise on this gleaming opportunity. I’ve planned everything well and I know that I can pay back this loan completely and very quickly if things pan out the way that I’m sure that they’ll do. It won’t be like the last times were I’ve had to borrow money to get myself out of a tight situation. This is a once in a lifetime opportunity to really advance myself and I’m gonna take it. I’m the one in power this time.
In my loaning experience, of which I have plenty, I have found that it’s better to choose a loan company that is physically near to you. With the internet there’s plenty of loan companies out there ready to give you a certain amount of money so that they can take an even heftier amount back from you. But these random companies lack the personal customer service that can really help you get what you need.
You need to be able to research and pick a good, reputable company close to you that you can go in and build an actual relationship with. A local company that’ll be able to give you favourable terms and decent rates of repayment. I wish I had taken my own advice before in the past and done my due diligence when selecting the right loan company. Now that I have this experience, I can make the correct choices going forward. I recommend checking out: financeflamingo.com if you’re looking for local loan companies.
I Can’t Afford to Get Another Speeding Ticket
I remember growing up, especially as a teenager, always anxious to become an adult. The idea of staying up and out as late as I want and not to mention owning my very own car were my biggest dreams. Boy, what was I thinking? No one told me the hassle and chaos involved with owning my own car. I’ve had my new car for about nine months and I’ve gotten two traffic tickets.
I don’t know, it’s almost as if I’m a magnet for the police. I can’t trade my car because I haven’t had it long enough, but something has to give. You see, this is my dream car and it has a hemi engine. I’m cruising the highway, enjoying the drive but before I know it, my speed is much faster than it should be. I blame it on my heavy foot but these tickets are getting heavy on my pocket. My car insurance is also much higher than I’d like. Everyone told me that I should think twice about getting a car with monster speed but I had to have my dream car.
I’ve talked to two different salesmen that promise they can help me save if I trade this car, but I think they are trying to just get me in the dealership to make a deal. I’m not certain what to do, but the idea of paying substantially high monthly car payments, insurance rates and oh yeah, those insanely high tickets have me overwhelmed. I’m almost at the point where I want to give in, sale the car to the highest bidder and cover the negative amount myself. Once I can sale the car, I plan to get me something more economical. I’ve had my share of fast and furious, enough to last a lifetime.
My friends always rave about this very cheap car insurance no deposit required. I’m going to look into it a bit more and see what it has to offer. Most importantly, I can’t wait to just have money left over each month, even if just enough to enjoy an occasional night out. The money I’m losing with this gas guzzling, ticket magnet is not my idea of life in the fast lane. Okay, I’ll be the first to admit, I should’ve listened to my parents. My dream car has caused me more sleepless nights than I ever could’ve imagined. In the future I’ll recommending looking for who has the cheapest car insurance, and what car is cheapest to insure BEFORE buying.
I know a lot of you are thinking what in the world does car insurance have to do with the outdoors? Well a lot actually. Most of the places you need to get to will require a car. Which needs to be insured. I pay about $200 for auto insurance, while my friends pay about $400. Why? Because they have no idea what they’re doing, but I do. I’ll show you how I find cheap car insurance so you can fund your awesome travels! Here’s step #1 read this article. Step #2 is to go here: http://www.autoinsurancemonkey.com/getting-cheap-car-insurance-in-nj/
Avoid These Mistakes When Buying Car Insurance
Purchasing full coverage car insurance is not the same as buying a new shirt of a pair of shoes. It is not as simple as choosing a color and size and leaving the store with purchase in hand. The process requires careful assessment of what coverage you really need and more importantly, how much it will cost. This can be complicated and confusing for most buyers and can often force them to make costly mistakes that they will later regret. Be informed when seeking car insurance quotes to help reduce the risk of making bad decisions that will cost you later.
Take advantage of the following steps to help save you money and help you to avoid the most general mistakes that many make when purchasing car insurance.
Identify Your Needs
Before making a final decision on which auto insurance coverage to purchase, make certain that you have identified exactly what you need. You would be surprised to learn how many people purchase an auto policy that doesn’t offer the necessary protection when an accident takes place. Coverage types and limitations are important to understand, and the buyer should be knowledgeable when making a final decision on both. Understanding your needs could also help you qualify for no deposit car insurance. Consider the following when shopping for car insurance to help better identify your auto coverage needs.
- Your state’s minimum requirement for auto insurance
- The maximum premium amount you can afford
- The out of cash amount you can afford if an accident occurs
The Deductible Dilemma
This is the area that causes tremendous turmoil for some when obtaining auto insurance quotes. A deductible is the amount the policy holder is required to pay before the insurance company will pay for an accident. It is extremely important that you carefully assess your budget and the amount you can afford out of pocket if an accident or incident were to occur. Avoid committing to a policy that requires a $2500 deductible if you are uncertain if you could afford that amount if needed.
Update Life Changing Events
Many policy holders don’t understand the importance of notifying their provider of life changes as they occur. Changes such as getting married or divorced can alter the needs of your policy coverage and the premium amounts. You never know how much money you could save by reporting any changes that occur in your life. Identify the insurance company if you have children, purchase a new vehicle or need to add your teenage driver. There may be a need to change your coverage.
Ready? Use this tool: auto insurance near me it’ll help you find insurance near you.